A single line on a chart doesn't tell you where your wealth lives
You have 200,000 PLN in net worth. Great. But how much is cash in the bank, how much is locked in property, and how much are you putting into retirement? When the chart shows a single line going up — you don't know if the growth is from saving, property appreciation, or brokerage deposits.
It's like checking your weight without knowing how much is muscle versus fat. The number goes up or down, but you don't know what's behind it. And in financial planning, asset composition matters more than the total — because cash and real estate have completely different liquidity.
Layer by layer — real estate, cash, retirement, debt
The net worth chart in Martia is now a stacked area chart. Each asset type gets its own layer and color: real estate at the bottom, then cash, retirement funds (IKE), and other assets above. If you have a mortgage — the debt line appears separately so you can watch it shrink over time.
Hover over any point — the tooltip shows the breakdown: how much in real estate, how much in cash, how much in IKE. Own two apartments? Each gets a shade of the same color so you can tell them apart. The chart updates automatically with every bank sync and asset change.
Domande frequenti
Yes. Mortgages and loans appear as a separate line, subtracted from total assets. You see both gross asset value and actual net worth.
Each asset gets a shade of its type's color. For example, two apartments show as two shades of green — lighter and darker. The tooltip names both assets separately.
Inizia a seguire le tue finanze con Martia
Collega il conto bancario e monitora automaticamente le spese, pianifica i budget e analizza le tendenze — tutto in un unico posto.
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